October 21st, 2008

A Crash Course in College Credit Card Protection

As a college student, you have enough problems to worry about, like deciding whether to sign up for a 7 a.m. class, getting that research paper done on time and catching a ride home for the holidays. The last thing you want to worry about is credit card fraud.

But alas, credit card fraud is on the rise, and millions of people and companies are losing money left and right because criminals are illegally charging money onto YOUR card! So how can you protect your credit card? Just follow these easy steps:

Online Use

  • Keep a copy of an online receipt or confirmation in a safe place
    • \r
  • Research the legitimacy of a company and see if they provide credit card fraud protection before buying anything from them
    • \r
  • Delete any emails that may have your credit card information in them
    • \r
  • Update your credit card information online if it is saved on certain sites

    • Phone

  • Keep copies of your phone bill (paper or electronic) in a safe place
    • \r
  • Verify any calls asking for your credit information (Most legitimate companies won\'t ask for it on the phone)
    • \r
  • Verify the price of a transaction if you did not hear it clearly

    • Paper

  • Keep copies of your receipts in a safe place
    • \r
  • Make sure you read the receipt carefully before signing it
    • \r
  • Read all credit card applications carefully (See if they offer credit card fraud protection)
    • \r
  • Shred all credit card applications you receive if you aren\'t going to apply
    • \r
  • Shred all credit card receipts before you throw them away
    • \r
  • Open bills right away and make sure there are no bogus purchases

    • Here also a few more general tips about protecting your credit card:\r

  • Sign your credit cards as soon as they arrive
    • \r
  • Never write your PIN number on your credit card
    • \r
  • Keep your credit cards in a separate compartment in your wallet
    • \r
  • Don\'t lend your credit card to anyone unless you completely trust them
    • \r
  • Destroy any unused credit cards
    • \r
  • Cancel a credit card immediately if it is lost or stolen

    • Along with following these easy steps, you can also learn about managing your credit. Then you can stop worrying about your credit card and start thinking about your future!

    http://www.studentfinancedomain.com

    Do College Kids Need Credit Cards?
    College campuses are swamped by credit card companies trying to get students to sign up for credit cards. Whether the college kids need it or not, the...

    How to Get Life Insurance Quotes for Adult Children
    Are you considering life insurance quotes for adult children in your family?Whether your child is a pre-teen, teen-ager, or going off to college, or j...

    College Credit Card Debt - A Bad Career Beginning
    Passing out from high school is in itself a great experience. The sense of achievement is high and good career expectations are obvious. But along wit...

    Tips For Keeping Your College Student Credit Card Debt Manageable
    For many students who are living away from home at college, it is a new experience for them. One of the things that they quickly notice is that very ...

    Student Credit Cards
    Many students are under the false impression that they are ineligible to receive a credit card. They couldnt be more wrong and with sound strategy a c...

    Credit Cards for College Students
    Credit card companies have been courting college students for ages, and it's no wonder. College students are notoriously big spenders. They tend to ...

    Credit Cards For College Students
    Every day, all over the country students at colleges receive waves of credit card offers in the mail. Studies show that on average, college students r...

    Should You Get A Low Rate Credit Card For Your College Student?
    Credit cards have become a way of life for many college students. As many as 92% of college students carry at least one credit card by the time they h...

    Are Credit Cards A Big Danger?
    It's that time of the season again, the fall, when you pack up junior's items and ship them off to college. You remember the days when you had to pac...

    Tips Before Completing Student Credit Card Application
    In today's world of electronic processing, getting a student credit card application is the most convenient way for parents and college students to ke...

    Finding the Best Student Credit Card Offers
    Searching for your first credit card will only be hard if you make it that way. If you've been searching for a while and you're still confused about ...

    The Bottom Line - How to Avoid Student Credit Card Debt
    Student credit cards can be a blessing or they can be a curse - it's all up to you! Student cards are fantastic for making college purchases more con...

    No Credit Credit Cards - Erase Blots On Your Credit History
    Being a college student I had a very long and hard time getting a credit card. Everywhere I applied at required a credit line or a co-signer. To me th...

    Student Credit Cards
    If you are currently enrolled in college I would guess you have been offered several different credit cards. If you have been offered credit cards f...

    Students Credit Cards - Start Tor Good Credit
    Parents always take care of their children: mainly of their safety, health and education. But what about credit card usage? While your child is gettin...

    Comments RSS |